A safe for you – in the bank or in the vault

A safe for you – in the bank or in the vault
Security in business Security at home
21 September 2021

You don't have to buy a safe to carefully protect your money and valuables. You can also take them to a bank or a depository company that provides 24-hour protection for the entrusted property. To do this, you will need to sign a contract for the hire of a safe deposit box or cash box.

Not everyone wants to store valuables in their home or business. Various factors have an influence on this – some point to the risk, others to the one-off expense of several hundred zlotys or the limited availability of premises. Floor and wall safes are best chosen at the stage of building or furnishing a property. Subsequent interference means additional costs.

Therefore, the market comes to your aid, where various offers are available. Some of them are addressed only to entrepreneurs, but individual customers should not have any problems with finding a suitable proposal. If they wish to take advantage of this facility, they must be of legal age and present a valid identity document, such as an ID card or passport. The contract is concluded for a definite or indefinite period of time and can be signed with more than one person, there is also an option to appoint a proxy.

Prohibition of storage

Rental rules vary, so it is worth comparing the regulations of the service. In some cases, the client receives 2 copies of keys, which they should take care of, as the lessor does not have a duplicate. Possible loss means a considerable expense, in one of the deposit companies you have to pay 2 thousand zlotys net.

Caches of various sizes are available, which translates into the price of the service. Sometimes it is possible to individually determine the size and storage of bulky items.

However, there is a list of things that must not be placed in safe boxes or caskets. Details can be found in the regulations and the prohibition includes, among other things, perishable, flammable, explosive, corrosive and suffocating materials. It is also forbidden to bring in weapons, ammunition, narcotics, drugs and agents with properties hazardous to the environment. In addition, the regulations prohibit the deposit of items derived from crime.

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Calculate and choose

The rental price depends on various factors. In the case of a fixed-term contract, there are provisions for payment for the entire period. In banks, you have to pay from several hundred zlotys per year for renting a safe deposit box. In deposit companies, it is usually more expensive, with the cost of the service starting at PLN 100 per month.

If a bank offers such a service, it is only at selected branches. The boxes can only be used on days and during hours when a given branch provides customer service. In the case of deposit companies, there is an option to visit, for example, on Saturday. However, this has to be arranged in advance and you have to be prepared for the additional expense.

Is it worth choosing a bank or a deposit company? Everyone should carefully analyse their own situation and especially their own needs. Buying a safe means spending at least several hundred zlotys. However, it will probably turn out to be a better option than a long-term rental.

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What do you need to pay attention to?

We care first and foremost about your satisfaction with the safe you purchase. Take our advice into account and choose a safe that perfectly matches your ideas and expectations.

  • Appropriate size of the safe
  • Type of the safe
  • Location of the safe
  • Resistance class vs. insurance
  • Lock
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